0141 333 0404

Applying To The Association For Factoring Services  

If you and your fellow owners are considering applying to the Association for Factoring Services, our Statement of Core Services provides information on the service we can offer.  

Should you wish to discuss the matter further, please contact us in the first instance by phoning 0141 333 0404 or by emailing Charing Cross Housing Association.  The Association will assess whether the property complies with our criteria for provision of factoring services. If it does comply the Association will forward an application form and Factoring Mandates to the owners for completion and return, together with a Factoring deposit and various documents for the building.  On receipt of the documentation we will approach our Insurance Broker for details of the block buildings insurance premium that will be payable in accordance with the rebuildng value and if the owners are happy with this we will then inspect the building and submit a report to our Technical Services Committee for authorisation to provide a Factoring Service.

Before we can consider providing a Factoring Service, it is essential that all owners are in agreement about wanting our service and all owners must complete the Factoring Mandate and pay the Factoring deposit to the Association (returnable if we do decline to provide a Factoring Service). 

When Committee has given authorisation to provide a Factoring Service, we will write to owners and ingather monthly standing order forms and payments for the buildings insurance premium (this is payable in advance by everyone). Once these have been received a date will be arranged for the service to commence. 

List of Charges for 2019-20

Factoring Deposit £200 per flat/house/shop
Management Fee £156 per flat/house/shop
Buildings Insurance Premium

The Association provides buildings insurance cover on a block basis and a premium quote will be supplied based on the reinstatement value of the tenement block. The onus is on the owners to provide the details of the current reinstatement value for the building and if this is not known the Association will obtain a quote for a survey in order to establish the valuation. Payment of the survey fee and the agreed annual buildings insurance premium is required upfront.

Excesses - All claims £250 except Subsidence which is £1000













All the above charges are reviewed annually.

Copy document charge is £50 + VAT 

The factoring deposit is deducted from the first factoring invoice(s) issued.


Contact Details

Charing Cross Housing Association
31 Ashley Street
Glasgow G3 6DR
Tel:  0141 333 0404
E-mail:  cxha@cxha.org.uk

Opening Hours

Monday, Tuesday, Thursday and Friday
9:00am - 4.30pm

1st & 3rd Wednesday (9.00am- 1.00pm closed)

Open from 1.00 pm - 4.30 pm

We are open at lunchtime

We are closed on weekends

Useful Numbers

CXHA Emergency Repairs:  0800 595 595

Gas Heating Emergency (for Tenants only):  07725 012200

Gas Emergency:  0800 111 999
Scottish Power Emergency:  0845 272 7999
Scottish Water:  0845 600 8855
Fire, Police, Ambulance:   999

Shelter Helpline:  0800 800 4444

(8am-8pm weekdays, 9am-5pm weekends) 


Scottish Housing Regulator Registration Number: HCB 88
Scottish Charity Number: SC042842

Registered with the Financial Conduct Authority Number:  1805RS

Property Factored Registered Number: PF00025 


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